Mobile Skin Screening (MSS) offers dermatological services that are HSA/FSA eligible!

Health insurance is often expensive for employees and many medical-related expenses are out of pocket. The federal government recognized this dilemma and over the past several years legislation has been passed to address the rising cost of health care. There are two types of accounts that give employees the ability to save for certain medical expenses and the flexibility to choose which health-related services they want to use.

A health savings account (HSA) was established in 2003 by the federal government to give employees younger than 65 that are enrolled in high deductible health plans a way to cover certain out-of-pocket medical expenses. The money deposited in an HSA is either through payroll deductions or directly deposited by an employee. HSA can be used to cover things such as lab fees, medical supplies, female hygiene products, eye care, birth control, dental treatments, over-the-counter medications, medical treatments, and certain medical procedures that are not normally covered by health insurance. The biggest advantages of an HSA are the money is tax-exempt and unspent money can remain in the HSA and be used in future years.

A flexible spending account (FSA) is employer-sponsored and is another way to defray medical expenses for an employee and their dependents. As of 2020, the employee can deposit up to $2,750 from their income to put in an FSA to cover qualified medical expenses that were previously mentioned. The money deposited in an FSA is not subject to payroll taxes. The main difference in an FSA is that only $500 can be carried over to future years.

Mobile Skin Screening (MSS) offers dermatological services that are HSA/FSA eligible! MSS will provide the documentation you need to submit to your employer for HSA/FSA reimbursement. Don’t let the fact that MSS doesn’t bill health insurance keep you from utilizing the convenience of being treated on your schedule in the privacy of your home.